Highlights Brochure    
             
                    EMPLOYEE MONTHLY CONTRIBUTIONS 2008      
                             
             
             
    Option 1-CIGNA HMO  Option 2-CIGNA PPO  Option 3-CIGNA HDHP  Option 4-Kaiser Permanente HMO  
Full-time: Medical Dental M/D Medical Dental M/D Medical Dental M/D Medical Dental M/D  
Employee Only  $277  $ 10.00 $287 $363  $ 10.00 $373 $25  $ 10.00 $35 $79  $ 10.00 $89  
Employee Plus One  $547  $20.00 $567 $717  $20.00 $737 $50  $20.00 $70 $156  $20.00 $176  
Employee Plus Family  $766  $30.00 $796 $1,004  $30.00 $1,034 $75  $30.00 $105 $219  $30.00 $249  
   
  Option 1-CIGNA HMO  Option 2-CIGNA PPO  Option 3-CIGNA HDHP Option 4-Kaiser Permanente HMO  
Part-time: Medical Dental M/D Medical Dental M/D Medical Dental M/D Medical Dental M/D  
Employee  
Only  
.90  $304.50 $13.20 $317.70 $395.80 $13.20 $409.00 $57.40 $13.20 $70.60 $106.60 $13.20 $119.80  
.80  $332.00 $16.40 $348.40 $428.60 $16.40 $445.00 $89.80 $16.40 $106.20 $134.20 $16.40 $150.60  
.75  $345.75 $18.00 $363.75 $445.00 $18.00 $463.00 $106.00 $18.00 $124.00 $148.00 $18.00 $166.00  
.70  $359.50 $19.60 $379.10 $461.40 $19.60 $481.00 $122.20 $19.60 $141.80 $161.80 $19.60 $181.40  
.60  $387.00 $22.80 $409.80 $494.20 $22.80 $517.00 $154.60 $22.80 $177.40 $189.40 $22.80 $212.20  
.50  $414.50 $26.00 $440.50 $527.00 $26.00 $553.00 $187.00 $26.00 $213.00 $217.00 $26.00 $243.00  
.40  $442.00 $29.20 $471.20 $559.80 $29.20 $589.00 $219.40 $29.20 $248.60 $244.60 $29.20 $273.80  
.30  $469.50 $32.40 $501.90 $592.60 $32.40 $625.00 $251.80 $32.40 $284.20 $272.20 $32.40 $304.60  
.25  $483.25 $34.00 $517.25 $609.00 $34.00 $643.00 $268.00 $34.00 $302.00 $286.00 $34.00 $320.00  
.20  $497.00 $35.60 $532.60 $625.40 $35.60 $661.00 $284.20 $35.60 $319.80 $299.80 $35.60 $335.40  
   
  Option 1-CIGNA HMO  Option 2-CIGNA PPO  Option 3-CIGNA HDHP Option 4-Kaiser Permanente HMO  
Part-time: Medical Dental M/D Medical Dental M/D Medical Dental M/D Medical Dental M/D  
Employee  
Plus One   
.90  $601.70 $26.20 $627.90 $782.00 $26.20 $808.20 $113.90 $26.20 $140.10 $210.60 $26.20 $236.80  
.80  $656.40 $32.40 $688.80 $847.00 $32.40 $879.40 $177.80 $32.40 $210.20 $265.20 $32.40 $297.60  
.75  $683.75 $35.50 $719.25 $879.50 $35.50 $915.00 $209.75 $35.50 $245.25 $292.50 $35.50 $328.00  
.70  $711.10 $38.60 $749.70 $912.00 $38.60 $950.60 $241.70 $38.60 $280.30 $319.80 $38.60 $358.40  
.60  $765.80 $44.80 $810.60 $977.00 $44.80 $1,021.80 $305.60 $44.80 $350.40 $374.40 $44.80 $419.20  
.50  $820.50 $51.00 $871.50 $1,042.00 $51.00 $1,093.00 $369.50 $51.00 $420.50 $429.00 $51.00 $480.00  
.40  $875.20 $57.20 $932.40 $1,107.00 $57.20 $1,164.20 $433.40 $57.20 $490.60 $483.60 $57.20 $540.80  
.30  $929.90 $63.40 $993.30 $1,172.00 $63.40 $1,235.40 $497.30 $63.40 $560.70 $538.20 $63.40 $601.60  
.25  $957.25 $66.50 $1,023.75 $1,204.50 $66.50 $1,271.00 $529.25 $66.50 $595.75 $565.50 $66.50 $632.00  
.20  $984.60 $69.60 $1,054.20 $1,237.00 $69.60 $1,306.60 $561.20 $69.60 $630.80 $592.80 $69.60 $662.40  
   
  Option 1-CIGNA HMO  Option 2-CIGNA PPO  Option 3-CIGNA HDHP Option 4-Kaiser Permanente HMO  
Part-time: Medical Dental M/D Medical Dental M/D Medical Dental M/D Medical Dental M/D  
Employee Plus  
Family   
.90  $842.50 $39.60 $882.10 $1,094.80 $39.60 $1,134.40 $164.60 $39.60 $204.20 $295.40 $39.60 $335.00  
.80  $919.00 $49.20 $968.20 $1,185.60 $49.20 $1,234.80 $254.20 $49.20 $303.40 $371.80 $49.20 $421.00  
.75  $957.25 $54.00 $1,011.25 $1,231.00 $54.00 $1,285.00 $299.00 $54.00 $353.00 $410.00 $54.00 $464.00  
.70  $995.50 $58.80 $1,054.30 $1,276.40 $58.80 $1,335.20 $343.80 $58.80 $402.60 $448.20 $58.80 $507.00  
.60  $1,072.00 $68.40 $1,140.40 $1,367.20 $68.40 $1,435.60 $433.40 $68.40 $501.80 $524.60 $68.40 $593.00  
.50  $1,148.50 $78.00 $1,226.50 $1,458.00 $78.00 $1,536.00 $523.00 $78.00 $601.00 $601.00 $78.00 $679.00  
.40  $1,225.00 $87.60 $1,312.60 $1,548.80 $87.60 $1,636.40 $612.60 $87.60 $700.20 $677.40 $87.60 $765.00  
.30  $1,301.50 $97.20 $1,398.70 $1,639.60 $97.20 $1,736.80 $702.20 $97.20 $799.40 $753.80 $97.20 $851.00  
.25  $1,339.75 $102.00 $1,441.75 $1,685.00 $102.00 $1,787.00 $747.00 $102.00 $849.00 $792.00 $102.00 $894.00  
.20  $1,378.00 $106.80 $1,484.80 $1,730.40 $106.80 $1,837.20 $791.80 $106.80 $898.60 $830.20 $106.80 $937.00  
   
   
Retiree Rates  
   
Note: To qualify as a retiree, the employee must meet the retiree formula:
Age (minimum 50) + Years of Service (minimum 5 years) = 65 or more
 
  Option 1-CIGNA HMO  Option 2-CIGNA PPO  Option 3-CIGNA HDHP Option 4-Kaiser Permanente HMO  
Retirees (paid by retiree after-tax) Medical Dental M/D Medical Dental M/D Medical Dental M/D Medical Dental M/D  
Retiree <65  $551 $42 $593 $689 $42 $731 $354 $42 $396 $362 $42 $404  
Retiree only 65+  N/A N/A N/A $324 $42 $366 $166 $42 $208 $230 $42 $272   .
Retiree <65 with spouse <65  $1,089 $82 $1,171 $1,361 $82 $1,443 $698 $82 $780 $716 $82 $798  
Retiree 65+ with spouse 65+  N/A  N/A  N/A  $640 $82 $722 $328 $82 $410 $459 $82 $541  
Retiree <65 with spouse 65+  N/A  N/A  N/A  $1,004 $82 $1,086 $516 $82 $598 $592 $82 $674  
Retiree 65+ with spouse <65  N/A  N/A  N/A  $996 $82 $1,078 $511 $82 $593 $592 $82 $674  
If additional dependents <65 add:  $436 $42 $478 $543 $42 $585 $287 $42 $329 $286 $42 $328  
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COBRA Rates  
  Option 1-CIGNA HMO Option 2-CIGNA PPO Option 3-CIGNA HDHP Option 4-Kaiser Permanente HMO  
COBRA (paid by COBRA beneficiary)  Medical Dental M/D Medical Dental M/D Medical  Dental  M/D  Medical Dental M/D  
Single Coverage  $551 $42 $593 $689 $42 $731 $354 $42 $396 $362 $42 $404  
Single plus one  $1,089 $82 $1,171 $1,361 $82 $1,443 $698 $82 $780 $716 $82 $798  
Family  $1,525 $124 $1,649 $1,904 $124 $2,028 $985 $124 $1,109 $1,002 $124 $1,126